1. Who we are and what these Terms cover
Daily Ledger (the "Service") is operated by Dailyledger ("Daily Ledger", "we", "us", "our"). These Terms of Service ("Terms") are a binding agreement between you and us. They apply to the Daily Ledger web application at app.dailyledger.store, the marketing website at dailyledger.store, the administrator tools we use to run the Service, and any related emails, notifications and support. By creating an account, signing in, or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.
2. Eligibility and accounts
You must be at least [MINIMUM AGE] years old, or the age of digital consent in your country if higher, to use the Service. If you use the Service on behalf of an organisation, you confirm you have authority to bind it. You must provide accurate information and keep it up to date. You can register with an email address and password, or with Google sign-in where it is offered. Email registration requires you to confirm control of the address with a one-time verification code. You are responsible for keeping your password and your email account secure and for everything that happens under your account. Tell us immediately at dailyledger001@gmail.com if you suspect unauthorised access. One person may not create accounts to avoid limits, repeat free trials or evade a suspension.
3. What the Service does
Daily Ledger lets you record and organise your own information: tasks and repeating tasks, habits and streaks, goals and milestones, income and expenses, budgets, bills, savings goals, workouts and exercise checklists, meals and grocery lists, reminders, and reports. It also offers optional email and browser notifications and an optional AI assistant. The Service is a personal organisation tool. It is not a bank, accountant, tax adviser, financial adviser, doctor, dietitian, personal trainer or lawyer, and nothing in it is professional advice (see section 12).
4. Your content
"Your Content" means the records and information you enter or import: transactions, tasks, habits, goals, workouts, meals, notes, preferences and similar data. You own Your Content. You grant us a limited, worldwide, non-exclusive licence to host, store, process, display and back up Your Content solely to operate, secure, support and improve the Service for you, and to comply with law. We do not sell Your Content and do not use it to advertise to you. You are responsible for Your Content and for having the right to store it. Do not store data you are not allowed to store. You can export your data from Settings (reports and CSV/PDF exports, subject to your plan), and you can ask us to delete your account and data at any time (see section 17 and the Privacy Policy).
5. Plans, allowances and trials
The Service is offered on a Free plan and on paid plans (currently "Pro" and "Lifetime"). Each plan has allowances, for example the number of active tasks, habits and goals, transactions per month, enabled email rules, reminder emails per month, and AI requests per month. Current allowances and prices are shown on our Pricing page and in your account under Settings, Plan & usage. We may change allowances, features and prices for the future; we will give reasonable notice of changes that materially reduce what a paying customer already paid for. Lowering or changing a plan never deletes your existing records; if you are over an allowance, your existing records stay available, and you may be unable to add more until you are within the allowance. Monthly allowances (such as transactions, reminder emails and AI requests) reset each calendar month. The Pro trial requires a credit card. A free Pro trial, when offered, lasts the stated number of days (currently 7) and may be used once per person. At the end of the trial your account returns to the Free plan unless you choose a paid plan. We may refuse or end a trial if we detect abuse.
6. Payments, billing and taxes
Online checkout is not yet available. Pro and Lifetime access is currently activated by our team on request. No charge is made by clicking an upgrade button. Prices and allowances appear on our Pricing page; payment methods, taxes and future billing terms will be confirmed before a purchase.
7. Acceptable use
You must follow our Acceptable Use Policy. In short: use the Service lawfully; do not attempt to access another person's records or the systems behind the Service; do not probe, scan, overload, scrape or reverse engineer the Service; do not bypass limits, rate limits or security; do not upload malware or content that infringes rights or is unlawful; do not use the AI assistant to produce unlawful, harmful or deceptive content; and do not resell or provide the Service to third parties without our written permission.
8. Email, notifications and communications
We send essential messages (for example verification codes, password-reset links, security notices, billing notices and important service changes). These are necessary for the Service and cannot be switched off while you have an account. Optional reminder emails, browser notifications and product updates are controlled in Settings, Notifications, and you can turn them off at any time. Reminders depend on third-party email and browser services and are not guaranteed to arrive on time or at all; do not rely on them for time-critical or safety-critical obligations.
9. AI assistant
The AI assistant is optional and may be unavailable, limited by your plan, or disabled by us at any time. When you use it, the text of your request and the limited account context needed to answer it may be sent to a third-party AI provider that we configure. The assistant only proposes actions (for example, adding a task); nothing is saved or changed until you confirm. AI output can be wrong, incomplete or out of date. Review it before relying on it. It is general information, not financial, tax, legal, medical, nutrition or fitness advice. You are responsible for your decisions.
10. Health and fitness information
Workout, exercise, anatomy and meal features are for general information and personal tracking. They do not diagnose, treat or prevent any condition. Consult a qualified professional before starting or changing any exercise or diet programme, particularly if you have a medical condition, are pregnant, or are injured. Stop immediately if you feel pain, dizziness or discomfort. You use these features at your own risk.
11. Financial information
Money features record numbers that you enter or import. We do not connect to your bank, verify balances, or move money. Calculators, projections and insights are illustrations based on your inputs and simple arithmetic. They are not advice and are not a guarantee of any result. You are responsible for checking the accuracy of your records and for meeting any tax or legal obligations.
12. No professional advice
Nothing in the Service or on our website is professional advice of any kind. Always seek advice from a qualified professional for your situation.
13. Third-party services
The Service relies on third parties, for example hosting and database providers, an email delivery provider, an image hosting provider for profile photos, an identity provider if you use Google sign-in, a payment provider, an AI model provider, and your browser's push-notification service. We are not responsible for third-party services outside our control, and their own terms may apply. Links to third-party sites are provided for convenience.
14. Our intellectual property
The Service, including its software, design, text, graphics, logos, exercise guides and templates, belongs to us or our licensors and is protected by law. We grant you a personal, non-exclusive, non-transferable, revocable right to use the Service under these Terms. You may not copy, modify, distribute, sell, lease, or create derivative works from the Service, or remove proprietary notices, except as allowed by law or with our written consent. If you send us feedback or suggestions, you allow us to use them without obligation to you.
15. Availability, changes and support
We work to keep the Service available and secure, but we do not promise it will be uninterrupted, error-free or free of data loss. We may perform maintenance (including maintenance mode), update, add or remove features, or change limits. We provide email support at dailyledger001@gmail.com on a reasonable-efforts basis. Keep your own copy of anything important by using the export tools.
16. Lifetime plan
"Lifetime" means access to the Lifetime plan for the life of the Service, not your lifetime or a guarantee that the Service will run forever. Allowances under Lifetime may differ from those under Pro and are shown on the Pricing page. If we ever permanently shut the Service down, we will give at least [30] days' notice and a way to export your data, and we will treat Lifetime customers fairly, as described at that time.
17. Suspension, termination and deleting your account
You may stop using the Service at any time and ask us to close your account and delete your data (email dailyledger001@gmail.com). We may suspend or terminate access, with notice where reasonable, if you breach these Terms or the Acceptable Use Policy, create risk or legal exposure for us or others, fail to pay, or if required by law. We may remove accounts that have been inactive for a long period after reasonable notice. After termination your right to use the Service ends; sections that by their nature should survive (such as intellectual property, disclaimers, limits of liability and governing law) survive. Deleted data may remain in encrypted backups for a limited period until they are overwritten.
18. Disclaimers
To the maximum extent permitted by law, the Service is provided "as is" and "as available", without warranties of any kind, whether express, implied or statutory, including merchantability, fitness for a particular purpose, accuracy, non-infringement, and uninterrupted or error-free operation. Some jurisdictions do not allow certain disclaimers, so some of these may not apply to you.
19. Limitation of liability
To the maximum extent permitted by law, we and our directors, employees, suppliers and licensors are not liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for loss of profits, revenue, data, goodwill or opportunity, arising from or related to the Service. Our total liability for any claim relating to the Service is limited to the greater of (a) the amount you paid us for the Service in the 12 months before the event giving rise to the claim, and (b) [USD 50]. Nothing in these Terms excludes or limits liability that cannot be excluded or limited by law, such as for fraud, or for death or personal injury caused by negligence where the law does not allow it to be limited.
20. Indemnity
You agree to indemnify and hold harmless Daily Ledger and its personnel from claims, losses and expenses (including reasonable legal fees) arising from your breach of these Terms, Your Content, or your violation of law or third-party rights, to the extent permitted by law.
21. Governing law and disputes
Your use of the Service is subject to applicable law. Nothing in these Terms limits mandatory consumer-protection rights that apply where you live. Before starting a formal claim, please contact us at dailyledger001@gmail.com and give us 30 days to try to resolve it.
22. Changes to these Terms
We may update these Terms from time to time. If a change is material, we will notify you by email or in the app before it takes effect. Continuing to use the Service after the effective date means you accept the updated Terms. The "Last updated" date at the top shows the latest version.
23. General
These Terms and the documents they refer to are the entire agreement between you and us about the Service. If a provision is held unenforceable, the rest stays in effect. Our failure to enforce a right is not a waiver. You may not assign these Terms without our consent; we may assign them in a merger, acquisition or sale of assets. We are not liable for delay or failure caused by events beyond our reasonable control. Notices to you may be sent to your account email or shown in the app; notices to us go to dailyledger001@gmail.com.
24. Contact
Dailyledger. Email: dailyledger001@gmail.com. Privacy requests: dailyledger001@gmail.com.